Posted on

2022 Stock Market Predictions

inflation destroys your savings

2022 stock market predictions are common to start a new year. Not surprisingly, Wall Street loves to parade out fund managers and analysts with their crystal balls and pixie dust. Well, I think this year I will do the same with the warning that I’m a flexible investor, so my opinion does change if the […]

Posted on

US Treasuries are no longer risk free

inflation destroys your savings

US Treasuries are no longer risk free, but should investor’s ignore inflation and assume all is okay? For those who adhere to Modern Portfolio Theory (MPT), this question must be a real thorn in their side. After all, Harry Markowitz, who pioneered MPT, probably never thought the US 10-year Treasury yield would ever be 1.42%! […]

Posted on

Treasury yield curve and inflation expectations look lousy

US Capitol

Treasury yield curve and inflation expectations look lousy and the stock market continues higher. The narrative around inflation is a hot topic on Wall Street and Washington these days. From the markets perspective, we are in the beginning stages of a tightening cycle. Surely, some will argue the Fed decision to taper yesterday is not […]

Posted on

Financial Planning for Canadians – 2022 key numbers

apple stock aapl

Financial planning for Canadians starts every year with reviewing the CRA annual updates. Indeed, keep up-to-date on the key metrics like maximum pensionable earnings, basic exemptions and other important stuff. I’ll breakdown the important numbers bullet style: maximum pensionable earnings under the Canada Pension Plan for 2022 will be $64,900, up from $61,600 in 2021. […]